Selling Your Home in Upper Marlboro, MD? Maximize Your Profits by Leveraging Tax-Friendly Relocation Options
If you’re a homeowner in Upper Marlboro, Maryland thinking about selling, now may be one of the most lucrative times to act. With home values steadily rising and limited housing inventory creating strong demand, sellers are often in the driver’s seat. But beyond getting top dollar for your property, smart sellers are also looking at ways to protect and maximize their proceeds—especially by considering tax-friendly states for their next chapter.
This guide will walk you through:
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Current Upper Marlboro housing market trends
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Key Maryland tax considerations for home sellers
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How moving to a tax-friendly state can boost your financial future
1. Upper Marlboro, MD Real Estate Market: A Seller’s Advantage
Maryland’s real estate market, including Upper Marlboro, continues to show strong growth. As of January 2025:
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Average home sales price: $480,542 (up 7.1% from last year)
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Median home sales price: $406,000 (up 5.5%)
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Active inventory: Down over 10%, meaning fewer homes for buyers to choose from
These trends translate into faster sales, competitive offers, and higher returns for homeowners ready to list. If your property is well-maintained and priced right, you could secure multiple offers—sometimes above asking price.
2. Maryland Taxes Home Sellers Should Know
Before you sell, it’s important to understand taxes that may impact your net proceeds:
Capital Gains Tax
Maryland taxes capital gains as regular income. Rates range from 2% to 5.75%, plus a local county income tax between 2.25% and 3.2%.
✅ Good news: If you’ve lived in your home for at least 2 of the last 5 years, you may qualify for the federal exemption—up to $250,000 (single) or $500,000 (married) in profits tax-free.
Property Transfer & Recordation Taxes
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State transfer tax: 0.5% of the sales price
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County transfer tax: Varies by location (Prince George’s County is typically around 1%)
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Recordation tax: Varies by county
3. Why Many Upper Marlboro Sellers Move to Tax-Friendly States
If you’re selling your home and relocating—especially in retirement—you may want to consider states with lower or no income tax.
Nine States with No State Income Tax:
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Florida
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Texas
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Nevada
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Tennessee
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Wyoming
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South Dakota
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Washington
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Alaska
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New Hampshire
These states can help stretch your retirement income or investment earnings.
States with Generous Pension Exemptions:
If you receive a federal pension (military, government, etc.), some states offer full or partial exemptions, including Virginia, Pennsylvania, and North Carolina—all within a day’s drive of Maryland.
4. The Bottom Line for Upper Marlboro Home Sellers
Selling now could mean higher profits, especially if you take advantage of strong market conditions and strategic relocation. By pairing the right pricing and marketing strategy with smart tax planning, you can protect more of your equity and enjoy a better quality of life in your next home.
Homes For Sale In Upper Marlboro
Marlton
Kettering
Westphalia
Cameron Grove 55+
Ready to Sell Your Upper Marlboro Home?
If you’re ready to:
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Maximize your sale price
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Sell quickly in today’s competitive market
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Explore tax-friendly relocation options
…then now is the perfect time to start.
📞 Call Kelly, Your Upper Marlboro Real Estate Specialist – I help homeowners sell fast, for top dollar, and transition smoothly into their next chapter—whether it’s across town or across the country.
Kelly J Vaughn
Your Trusted Realtor For Maryland & Virginia
Samson Properties
240-355-9529 cell
240-493-8098 office
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