Understanding Property Taxes in Upper Marlboro, MD: What Homeowners Need to Know

by Kelly J Vaughn

Understanding Property Taxes in Upper Marlboro, MD: What Homeowners Need to Know

When buying or owning a home in Upper Marlboro, Maryland, understanding property taxes is essential. While Upper Marlboro boasts the lowest real municipal property tax rate in Prince George’s County, the total tax bill can still be higher than the national average. If you’re a current homeowner—or considering selling your property—knowing how these taxes work can help you plan your finances and make smarter real estate decisions.

The Property Tax Rate in Upper Marlboro

Upper Marlboro’s residential real property tax rate is 38 cents per $100 of assessed value. This rate is competitive within Prince George’s County, making it attractive compared to other towns in the area.

However, despite this lower municipal rate, homeowners often face annual tax bills higher than the national median—largely because property values in the region tend to be higher than in other parts of the country.

How Upper Marlboro Compares to the National Average

Median Annual Property Tax in Upper Marlboro: $3,994
National Median Property Tax: $2,400

This means the typical homeowner in Upper Marlboro pays about 66% more than the average homeowner in the U.S. While this may sound steep, it reflects the area's strong housing market, desirable location near Washington, D.C., and quality amenities.

The Homestead Tax Credit: Protecting Homeowners from Large Increases

One way Maryland helps protect homeowners from sudden tax hikes is through the Homestead Tax Credit. This program limits how much your home’s assessed value can increase each year for tax purposes—helping prevent dramatic jumps in your property tax bill.

In Prince George’s County, the Homestead Tax Credit caps assessment increases at a set percentage annually. This is especially valuable for long-term homeowners who have seen property values appreciate significantly over the years.

Why This Matters for Homeowners and Sellers

If you’re planning to sell your home in Upper Marlboro, understanding property taxes is key. Higher property taxes can influence buyers’ decisions, but they can also signal strong property values and community desirability. Many buyers are willing to pay higher taxes for access to excellent schools, amenities, and proximity to the nation’s capital.

For current homeowners, reviewing your property tax assessment regularly and applying for the Homestead Tax Credit (if you haven’t already) can help keep your housing costs predictable.

Final Thoughts

While Upper Marlboro offers one of the lowest municipal property tax rates in Prince George’s County, overall tax bills can still exceed the national average. This is a reflection of the area’s high property values, strong demand, and quality of life.

If you’re considering selling your Upper Marlboro home—or buying one—understanding the property tax landscape can help you make an informed decision.

Thinking about selling your Upper Marlboro home?
I help homeowners navigate the local market, understand their home’s value, and attract qualified buyers—fast. Contact me today for a free property valuation and tailored selling strategy.